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|Carers Allowance..What you need to know!|
|Topic Started: Oct 31 2006, 04:51 PM (671 Views)|
|Minxy||Oct 31 2006, 04:51 PM Post #1|
Carerís Allowance is a benefit to help people who look after someone who is disabled. You do not have to be related to, or live with, the person you care for.
Who can get Carer's Allowance?
You can claim Carerís Allowance if you are aged 16 or over and spend at least 35 hours a week caring for a person getting Attendance Allowance, or Disability Living Allowance (at the middle or highest rate for personal care)
If someone else is also looking after the same person, only one of you can get Carerís Allowance.
If you are caring for more than one disabled person you cannot add together the hours you do.
Carerís Allowance can be claimed by more than one person in a household, such as a couple caring for each other.
Carerís Allowance is not affected by any savings you may have.
The Ďcaring weekí runs from Sunday to Saturday. Therefore, you could still be entitled to Carerís Allowance if you provide at least 35 hours of care but only over weekends
You can apply for Carers Allowance while you are waiting for your DLA award. Do not wait to claim it can only be backdated to the date they receive the forms.
Who cannot get Carer's Allowance?
You canít claim Carerís Allowance if you are in full-time education with 21 hours or more a week of supervised study or earn more than £84 a week after certain deductions have been made (such as Income Tax).
Expenses that are allowed are for things like:
some National Insurance (NI) contributions
half of any money you pay towards personal or occupational pension schemes
other expenses you have to pay because they are a necessary part of your job
After allowing for these things, you are allowed up to half the rest of the money you earn to help meet the cost of paying someone else (but not a close relative) to look after a child or children, or the person you look after, while you are at work.
How much do you get?
The weekly rate is £46.95. This is reduced by the amount of certain other benefits, including State Pension, that you receive. If you receive certain other benefits at £46.95 or more a week, Carerís Allowance cannot be paid to you as well.
You may be able to get an additional amount for your husband, wife or civil partner or someone living with you who looks after your dependent children.
How itís paid
Carerís Allowance is normally paid directly into any account of your choice which accepts Direct Payment of benefits. This might be a bank, building society, or other account provider.
You may be able to get someone else to collect your Carerís Allowance if you wish. For help with this contact your bank, building society or other account provider.
Effect on other benefits and entitlements
Claiming Carerís Allowance may affect any other benefits, allowances, pensions and entitlements you, or the person you care for, are receiving.
If you receive certain other benefits including the State Pension which are paid at a rate that is the same or more than Carer's Allowance, you may not receive payment of Carer's Allowance but may have what is called an 'underlying entitlement'.
Payment of Carer's Allowance is taken into account in full in the calculation of income-related benefits and Pension Credit. However, if you receive Carer's Allowance or have underlying entitlement to it, you will qualify for the carer premium in Income Support and income-based Jobseekers' Allowance. The current rate is £26.35 per week.
If you get Housing Benefit or Council Tax Benefit, the local council will include an amount for the carer premium when they work out how much Housing Benefit or Council Tax Benefit you can get. Claiming Carer's Allowance can also affect the amount of Pension Credit you receive. If you get Pension Credit, the amount used to work out how much you are entitled to is increased.
For each week you receive Carer's Allowance you will normally get a National Insurance (NI) contribution added to your NI record up to the tax year in which you turn 60 (unless you are a woman who has chosen to pay reduced rate NI contributions).
The award of Class 1 NI credits safeguards your right to certain benefits such as State Pension, contribution - based Jobseeker's Allowance and Incapacity Benefit.
If you receive Child Tax Credit any Carer's Allowance received will be taken into account as income
Changes in circumstances for you - or the person you are caring for
Changes to your circumstances Ė and those of the person you care for - can affect your eligibility for Carerís Allowance, or the amount you get. For example, changes to your income or employment, if you go into full-time education or take a break from caring.
|:madasafish||Oct 31 2006, 05:45 PM Post #2|
A special friend
|The way that carers allowance is allocated makes me laugh. I can only work when Olivia is in school, I dont work school holidays. I care for Olivia throughout the night (she seizes most nights) I have to assist her in her daily hygeine. I help her with her food and drink, I help her dress (and stay dresses!) I have to administer medication ensure she is safe until her taxi comes for her...I then go to work....I am home one hour before she comes home then the caring carries on? Do I care less than anyone else? I can not leave Olivia with just any one as she has severe and complex needs. Me going to work is to keep me sane! Sorry if this is a bit rambling...just one of my bug bares with the government!|
|:Adamsaunt||Oct 31 2006, 09:36 PM Post #3|
You are not rambling at all!! I feel the same. I can't work because i have to be here for Adam. He boards Monday to Friday, and i did get myself a job as and when needed with the company i used to work for. Having said that, it is very seasonal work and i am not required at the moment. I had to declare what i thought i would earn over the year and include the carer's allowance, which resulted in a considerable drop in the child tax credits i receive! I only went back to work because i was getting so depressed and didn't want to live. I just needed some time to be me.
My daughter is meant to be going on a school trip to London to hear poetry and the school asked for £25 VOLUNTARY contribution. I sent in £12.50 and edxplained i couldn't afford the full amount as i only worked part time when needed. They called me today, and told me they are sending a form home for assisted payments. I have to provide the IR form showing that i earn less than the amount they say you can earn up to to be entitiled to the reduced cost. (and this is a voluntary payment?????)
As my partner lives with me, and he is on sh*t money with an IVA, our incomes are added together. Consequently i fall outside of the money they say would make me qualify for the reduction.. I am so pissed off that i have got to explain to the school my financial situation for a voluntary contribution. Who the hell are they to tell me how to spend my money??? grrrrrr
|Minxy||Oct 31 2006, 09:47 PM Post #4|
I wouldn't do it Karen, voluntary means voluntary in my book
I found this if it helps......
The school or the local education authority (Education and Library Board in Northern Ireland) can ask for voluntary contributions towards activities and the policies must give details of voluntary charges that can be requested. For example, it is common practice for schools to request a voluntary contribution from parents towards the cost of activities, school equipment or towards school funds generally. Every request to parents for voluntary contributions must make the voluntary nature of the contribution quite clear and must state that the children of parents who do not contribute will not be discriminated against
I also found this......,
#Although your childís school cannot charge for school-time activities, they may still invite voluntary contributions to make school funds go further. All requests for voluntary contributions must make it clear that the contributions would be voluntary, and that if you do not contribute your child would not be treated any differently. If a particular activity cannot take place without some help from you, the parent, this should be explained in the planning stage. Your child will not be excluded from an activity because you cannot or will not make a contribution of any kind.
National Curriculum or not, the trip is presumably part of the school curriculum Ė and accordingly my understanding is that you can ask for contributions but cannot deny participation because of non-payment. (You should have a charging policy, or charging and remissions policy, to cover the point.)
and lastly this.......
Although schools cannot charge for school-time activities, they may still invite parents and others to make voluntary contributions (in cash or in kind) to make school funds go further. All requests to parents for voluntary contributions must make it quite clear that the contributions would be voluntary. Governing bodies should also make it clear that children of parents who do not contribute will not be treated any differently. If a particular activity cannot take place without some help from parents, that should be explained to them at the planning stage. Where there are not enough voluntary contributions to make the activity possible, and there is no way to make up the shortfall, then it must be cancelled. The essential point is that no pupil may be left out of an activity because his or her parents cannot, or will not, make a contribution of any kind. The school must first decide which class, or group of pupils, will benefit from the activity and then look for voluntary contributions, either for that activity or by general fund-raising.'
This means that provided parents are informed that if sufficient contributions are not received the activity or trip will not happen since the school itself cannot fund it, the the can invite parents to fund the activity/trip. Such letters will normally offer parents the chance to talk confidentially with the headteacher if their personal circumstances don't permit them to contribute. Although this applies to families in receipt of certain benefits, we also allow for the headteacher's discretion since personal circumstances differ (who would want to afford triplets on a residential
|Minxy||Nov 3 2006, 11:16 AM Post #5|
|You can also apply for this online now....Yippee!!|
|Brook||Nov 5 2006, 01:08 AM Post #6|
New member...Be nice!
What really gets me is that you can only claim for 'one', I have two children
with 'different' disabilities and I care for them both, hubby's wages goes
over the limit for him to claim for my other child so at the end of the day
that money is not being paid to anyone!
How on earth do they work that one out!
|caldcot01||Nov 5 2006, 11:56 AM Post #7|
Next door neighbour
|yea that gets me to i have 3 wiv disabilities but can only claim for 1|
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